Meet our Nissan Finance Expert: James Hawley
When you have questions about Nissan financing and want to know about auto loans, lease options and more, Michael Jordan Nissan is here for you. We're dedicated to making your car-buying or -leasing process as smooth as possible. That's why our experienced Finance Manager, James Hawley, is always here to answer your questions, explain your options and help you find financial solutions that fit your needs.
Whether you're interested in financing a new Nissan, exploring auto loan options or considering leasing, our team provides guidance every step of the way. We know that everyone's situation is unique and we take pride in offering transparent advice designed to give you confidence in your choices.
Have further questions about your next car purchase? See what Finance Manager James Hawley has to say about your lease and loan options at our Nissan dealership near Chapel Hill.
Nissan Frequently Asked Finance Questions
We've compiled some of the auto financing questions we hear most often at our Durham Nissan dealer. If you don't see your question below, don't hesitate to ask James Hawley for more information at jhawley@mjnissan.com or visit us in person!
01
What's the difference between financing and leasing a Nissan?
When you finance, you're taking out an auto loan to purchase your vehicle, which you'll own outright once the loan is paid off.
Leasing typically lets you drive a new Nissan for a set period, making lower monthly payments compared to buying. At the end of the lease, you can return the vehicle, purchase it or start a new lease.
Both options have distinct benefits, and James can help you decide which path fits your lifestyle and budget.
02
How do I apply for Nissan financing near Chapel Hill, NC?
Applying for Nissan financing is simple at Michael Jordan Nissan. You can get started by filling out our secure online finance application or by visiting our dealership in person. Our finance professionals will review your information and work with local lenders to secure competitive rates that align with your budget.
03
Can I qualify for an auto loan with less-than-perfect credit?
Absolutely. Our Nissan finance center works with customers across the credit spectrum to help them secure affordable auto loans. If you have concerns about your credit, speak with James Hawley for tailored advice and to learn about options available to you.
04
What documents do I need to bring when applying for financing?
To streamline your visit, please bring:
- Proof of income (paystub or bank statement)
- Proof of residence (utility bill or lease agreement)
- Valid driver's license
- Proof of insurance
James and the team at Michael Jordan Nissan are happy to walk you through the documentation required and make your financing process straightforward.
05
Should I get pre-approved for financing before visiting?
Getting pre-approved is a great way to understand your buying power and budget before you visit. This enables you to shop with confidence and can save you time at the dealership. Our online application makes pre-approval quick and easy.
06
What's the minimum down payment required for a new or used Nissan?
Down payment requirements can vary based on your credit profile, the Nissan model you choose and the terms you prefer. In general, putting more money down can help lower your monthly payments. Connect with us to discuss how much you should put down to maximize your benefits.
07
Can I trade in my current vehicle?
Yes! Our team will provide a competitive appraisal of your trade-in. The value of your current car can be applied as a down payment or to pay off an existing auto loan. Estimate your trade-in value and see how much it may be worth at our North Carolina Nissan dealer.
Learn More: Nissan College Grad Specials | Why Buy a Used Nissan? | Trade In & Trade Up